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I certainly understand your situation. If you voluntarily purchase the puppy and the breeder was not aware of your mental issues or deceived you in any way, the puppy would be yours and she would not have any legal obligation to take it back and refund your money. This was purchased at your own discretion and based on the facts which you stated, the breeder did nothing wrong. If you can not longer take care of the puppy, you can donate it or try and sell it yourself. You may even want to see if the breeder would take it back and allow her to resell it and keep the money, to be assured it finds a good home. Thank you. If you do not have any other questions, please click the accept button, so I can get credit for my answer.