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MDLaw, Attorney
Category: Legal
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Experience:  Experienced attorney in contract law, litigation and employment law
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Re denial of medical coverage I am a 36 yr old female with

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Re: denial of medical coverage

I am a 36 yr old female with several health issues. I was covered under my employer subsidized medical plan until I left the company, after which I continued with the coverage under Cobra. This was with Kaiser Permanente.
I got married a few months ago and I wanted to enroll on my husbands insurance plan. He has an individual ( not group ) plan and I applied to be added during our first 3 months of marriage. This is with Blue Cross of California.
The insurer declined me on medical grounds. Can they legally do this as I am currently covered on my own insurance under Cobra?
Submitted: 5 years ago.
Category: Legal
Expert:  MDLaw replied 5 years ago.
Yes, currently, an insurance company is free to deny coverage to individuals which they deem high risk.

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