How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Ask Lady Themis Your Own Question

Lady Themis
Lady Themis, Lawyer
Category: Legal
Satisfied Customers: 7751
Experience:  General practice experience in many areas of law
11297241
Type Your Legal Question Here...
Lady Themis is online now
A new question is answered every 9 seconds

I cosigned on a car loan last year for a friend. She had previously

Resolved Question:

I cosigned on a car loan last year for a friend. She had previously been 60 days in arrears, was never even called about it and then caught up, but was 60 days late again and on 6/29/11 the car was repossessed. She asked to remove her license plates and the company that picked up the car told her they would return the license plates within 24 hours - that has still not happened. She received a certified letter on 6/30/11 notifying her the car would be sold on 7/14/11. I, the cosigner, have not received any notice of the arrearage from the dealer or the notice the car will be sold. So I have 2 questions - what rights does she have to get her plates back and although I know I am ultimately responsible, it seems like I should have some right to be notified by the dealer this has taken place as I probably could have just made the past due payments and now, according to the letter my friend received, the dealer is accelerating the loan and wants the full amount paid that's still due on the contract.
Submitted: 3 years ago.
Category: Legal
Expert:  Lady Themis replied 3 years ago.

Thank you for your questions:

 

1. In Florida, the license plates continue to belong to the debtor, and the debtor has a right to possession of those plates. If the recovery agency (the repossessor) did not leave the plates for the debtor, the debtor can recover them from where the vehicle was taken. The debtors should receive notice within 5 days of where the vehicle is being held.

 

2. As a co-debtor, you are entitled to notice of the repossession and how it will be disposed of. If you don't receive that notice, that would be a defense to any action against you for a deficiency judgment.

 

 

Lady Themis, Lawyer
Category: Legal
Satisfied Customers: 7751
Experience: General practice experience in many areas of law
Lady Themis and 5 other Legal Specialists are ready to help you
Customer: replied 3 years ago.

In what time frame is the dealer required to notify me of the repossession and sale?

Expert:  Lady Themis replied 3 years ago.
Notification must be sent within a "reasonable time." Notice sent 10 days before disposition is deemed reasonable. (Florida Statutes 679.612).

JustAnswer in the News:

 
 
 
Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.
 
 
 

What Customers are Saying:

 
 
 
  • Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises! Gary B. Edmond, OK
< Last | Next >
  • Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises! Gary B. Edmond, OK
  • My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer. Eric Redwood City, CA
  • I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight. Michael Wichita, KS
  • PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent. Three H. Houston, TX
  • Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!! Elaine Atlanta, GA
  • It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem. Tony Apopka, FL
  • Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it. Lee Michigan
 
 
 

Meet The Experts:

 
 
 
  • Tina

    Lawyer

    Satisfied Customers:

    8436
    JD, BBA Over 25 years legal and business experience.
< Last | Next >
  • http://ww2.justanswer.com/uploads/MU/multistatelaw/2011-11-27_173951_Tinaglamourshotworkglow102011.64x64.jpg Tina's Avatar

    Tina

    Lawyer

    Satisfied Customers:

    8436
    JD, BBA Over 25 years legal and business experience.
  • http://ww2.justanswer.com/uploads/RA/ratioscripta/2012-6-13_2955_foto3.64x64.jpg Ely's Avatar

    Ely

    Counselor at Law

    Satisfied Customers:

    19941
    Private practice with focus on family, criminal, PI, consumer protection, and business consultation.
  • http://ww2.justanswer.com/uploads/FL/FLAandNYLawyer/2012-1-27_14349_3Fotolia25855429M.64x64.jpg FiveStarLaw's Avatar

    FiveStarLaw

    Attorney

    Satisfied Customers:

    8189
    25 years of experience helping people like you.
  • http://ww2.justanswer.com/uploads/jespoag/2008-12-17_222355_jessepic.jpg JPEsq's Avatar

    JPEsq

    Attorney

    Satisfied Customers:

    2132
    Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor
  • http://ww2.justanswer.com/uploads/gsenmartin/2008-04-22_214950_me1.jpg Guillermo J. Senmartin, Esq.'s Avatar

    Guillermo J. Senmartin, Esq.

    Attorney

    Satisfied Customers:

    110
    7+ years of experience handling various legal matters.
  • http://ww2.justanswer.com/uploads/PA/PaulmoJD/2013-10-10_195858_JAImage.64x64.jpg Law Educator, Esq.'s Avatar

    Law Educator, Esq.

    Attorney

    Satisfied Customers:

    31621
    JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
  • http://ww2.justanswer.com/uploads/dkaplun/2009-05-17_173121_headshot_1_2.jpg Dimitry K., Esq.'s Avatar

    Dimitry K., Esq.

    Attorney

    Satisfied Customers:

    15975
    Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.