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Can my bank refuse to cancel a cashiers check I purchased from them but did not use. I still have the original cashiers check and have changed my mind about giving it to the person as a gift as we no longer have a relationship. I took the original cashiers check to the bank where I purchased it and they refused to cancel it and return my money even if I endorse it with NOT USED FOR INTENDED PURPOSE. How can I get my money back without having to have the person the check it to sign it and endorse it over to me? I am from Iowa.