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Dear JACUSTOMER - If the subpoena was to your bank then your bank would have to be the one to send the copy of the statement. If the Notice of Deposition was for you to appear then you can contact the lawyer and see if a copy of the statement will suffice to get the deposition canceled. There is no set amount that must be offered in a settlement and it is entirely up to the creditor whether to accept or not. I have found that offers of between 50-60% generally good starting points but that is just an overall estimate and does not necessarily apply in every case.
I don't know if you have considered bankruptcy protection as an alternative to all of this but certainly it is an option depending on your overall financial position. Ford will never relent until the matter is settled and a payment plan generally never ends. So unless you can come up with a lump sum offer that will be accepted this case will continue whether the depositions are canceled or not.
What they are doing now is trying to determine what assets you may have in order to make a determination of how much they are willing to settle for. They have a right to delve into your entire finances once they have a judgment so it is difficult to hide anything.
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