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Dear JACUSTOMER - There is no provision for free legal help in civil cases. Some attorneys will provide pro bono services as part of Bar Association programs but these services are generally for clients who they can actually help. If you are being sued for a debt that you owe there's really nothing an attorney can do. You have no duty to appear in court or to respond to the suit. If you are "judgment proof" then all that can happen is the creditor will obtain a judgment but beyond that they can't do anything to you.
Ultimately, in most cases, the debt can be discharged in bankruptcy if that becomes necessary. It is not a crime to owe a debt so there is no Constitutional right to a free lawyer.
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