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Hi - my name is XXXXX XXXXX I'm a litigation attorney here to assist you.
You have up to 4 years to sue the neighbor over your property damage. There is no time limit in which the neighbor (insurance company) must settle the claim.
The biggest problem with trying to get an attorney is that there's not much money involved, which causes most contingency fee lawyers to refuse to take the case; there's just not enough money involved to make it worth their time.
If you're willing to pay an attorney, you would need a negligence lawyer to help you out. You can find an attorney by location and area of practice at www.martindale.com.
Thank you for a timely and thoughtful response. Due to the fact that no fault insurance is designed to loosen the work load of cases that get filed with the county/state by compensation through insurance...THERE OUGHT TO BE A TIME LIMIT ON THE PROCESS. If there is no time constraints then the insurance company can wait until the parties die due to old age and avoid paying any claims at all. In the mean time the injured parties lose. Who thought of this? I thought government was by the people and for the people.
That said, is there a way to simply take this to court without a lawyer? We are already victims of hurricane Katrina. We are now further assailed by a system that says, "Make them wait until they go away." No wonder the insurance agents give us the run around every time we call. You should see the mess we have. It is truly horrid.
Thanks again, Kirk.