Hi - my name is XXXXX XXXXX X'm a litigation attorney here to assist you.
You have up to 4 years to sue the neighbor over your property damage. There is no time limit in which the neighbor (insurance company) must settle the claim.
The biggest problem with trying to get an attorney is that there's not much money involved, which causes most contingency fee lawyers to refuse to take the case; there's just not enough money involved to make it worth their time.
If you're willing to pay an attorney, you would need a negligence lawyer to help you out. You can find an attorney by location and area of practice at www.martindale.com.
Thank you for a timely and thoughtful response. Due to the fact that no fault insurance is designed to loosen the work load of cases that get filed with the county/state by compensation through insurance...THERE OUGHT TO BE A TIME LIMIT ON THE PROCESS. If there is no time constraints then the insurance company can wait until the parties die due to old age and avoid paying any claims at all. In the mean time the injured parties lose. Who thought of this? I thought government was by the people and for the people.
That said, is there a way to simply take this to court without a lawyer? We are already victims of hurricane Katrina. We are now further assailed by a system that says, "Make them wait until they go away." No wonder the insurance agents give us the run around every time we call. You should see the mess we have. It is truly horrid.
Thanks again, Kirk.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).