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Was this loan in just your husband's name or in both of your names?
Thanks. If you're not an account holder with your husband, you're not responsible for the debt. South Carolina is not a community property state, which means that a spouse is not responsible for the individual debts of the other spouse.
This won't deter the creditor from trying to get you to agree to pay, but if you maintain that you're not a debtor to this creditor and that you're not legally responsible for the debts of your spouse/deceased husband, there's nothing they can do to you.