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Richard, Attorney
Category: Legal
Satisfied Customers: 53675
Experience:  Attorney with 29 years of experience.
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I have a collection company calling me for a credit card that

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I have a collection company calling me for a credit card that I do not know about. They tell me it is from 1999 that I owe almost $15,000.00 to them. I know that I have nothig on my credit. I bought a house in 2001 and a car in 2009 and there is nothing on my credit from them.. How can I get them to quit calling my house?

Good evening. The statute of limitations in Colorado for credit card debt is 6 you have an absolute defense even if you did owe the money. Send the collection company a certified, return receipt requested letter explaining why you do not owe this debt and demand they immediately cease and desist all further efforts to contact you and/or to collect this debt. Inform them that any efforts to do otherwise will constitute a violation of the Fair Debt Collection Practices Act and that you will report each and every violation to the Federal Trade Commission. Each violation carries at least a $1,000 fine, so that should be the end of things for you.



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The information given here is not legal advice. As all states have different intricacies in their laws, the information given is general only. This communication does not establish an attorney-client relationship with you. I hope this answer has been helpful to you.

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