Hello JA Customer:
I am an expert here at Just Answer and I would be happy to answer your question.
Sallie Mae is simply a large corporation that originates and services student loans. This company is totally separate from Sallie Mae Home Loans. Therefore, the student loan debt she incurred is most likely not related to her home mortgage company and the loans would not be secured by her real property.
Since it is unsecured, consumer debt, her default on the student loans would not result in her loss of the house. It is possible for a lender to place a lien on real property for the non-payment of debt but this occurs only after a judgment is obtained against the debtor. This can't happen until after a lawsuit is filed against her and your mother would certainly receive notice and an opportunity to be heard prior to a default or summary judgment for the non-payment of any debts. Furthermore, even if the lender obtains a money judgment and files a lien, that would not cause her to lose the property, she would only have to satisfy the liens if she voluntarily sold the home.
I hope this helps, best of luck!
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