This is what another attroney said, this is why I am so confused because it is the exact opposite from what you are saying. Any thoughts?
As noted above, if any of your husband's assets were premarital (not earned during the marriage), the may be separate and untouchable by the creditor to whom you owe money. However, your community assets, if any, would be at risk.
My husband and I do not share any finances. That does not define if they are community property. For instance, income earned during the marriage is community, generally.
I just want to make sure my husband is safe in dealing with him, Again, and assets 'of the marriage' are subject to potential creditor claims.
as I would never want my husband to be accountable for my mistakes. So I did sign a personal guarantee, I do live in california... any suggestions? I'd urge my husband to keep his premarital assets separate, but your debts ARE a risk for your husband, to the extent that you have community property - things/money accumulated during the marriage - that is the flip side of living in a community property state.
If we are talking a huge debt to this lender that you do not plan on paying back, you may want to consider consulting with asset protection
specialist, both you and your husband, since California law leaves him at risk here.