In May of 2009 I was injured in a car accident which was not my fault. I had a total knee replacement the previous August and it was healing very well. During the accident, the knee was sprained and I had to rehab it all over agian. I was able to do this at home under the advice of my surgeon, but the process took six months. I also suffered a fractured collarbone and soft tissue injury around the collarbone.In September of 2009, I went through a course of physical therapy which took 2 months, 3 times a week. After many months of persistent problems with the collarbone, I went through another 8 weeks of physical therapy, twice a week. I now have to do minor exercises several times a week to keep the collarbone flexible. I am ready to settle on my injuries and my question is what a fair offer from the insurance company might be?
Thank you for using JustAnswer!
I am sorry to learn of your circumstances.
Have you consulted with any local personal injury attorneys about your matter?
You may want to consider doing so.
There is no such thing as a "fair offer" from an insurance company.
They have one objective: resolve the claim as cheaply as possible.
I would like to get your opinion and then see what the company offers me. Then speak with an attorney if I feel the need
No expert can give you an opinion on value because we do not have the benefit of reviewing the accident reports, your medical records, having you undergo an independent medical examination, or being able to review the insurance policy at issue.
Valuation is not a cookie-cutter exercise.
There are so many variables which can affect value.
In 1991, I broke my knee in a car accident. At the time I hired an attorney. He told me that a broken knee was worth 25,000. that was what he got me.
If i speak to the agent and I don't feel that he is offering me enough, I guess that I should tell him that I will talk to attorney about the case
I guess that I feel that I would be sastisfied with about 20,000. ging on the info that I have provided, do you think that is fair?
I am sorry but the site rules of JustAnswer do not allow me to offer you a number.
I can, however, strongly encourage you to first consult with a local personal injury attorney. Many times, the first consultation is free.
Good luck and best wishes for better days ahead.
I hope that you find this information to be helpful and this answer to be ACCEPTable!
So speaking with you has not been at all helpful. all you have advised is that I speak with an attorney which is what I thought I was doing
Explains legal matters based on 14+ years experience.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).