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Hello. If this is an insurance requirement, then the HOA can require you to keep the hatch open and if you do not do so and the pipes burst again damaging your unit with no insurance reimbursement, then you will be responsible for the repairs to your own unit. My suggestion is to see if you can get a screen to put up there so that nothing will come into your unit from the attic -- and in the meantime you should make other suggestions to the HOA such as having them put some type of heating units (electrical or otherwise) into the attics and then the additional electric can be billed to the HOA.
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