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Ask Irwin Law Your Own Question

Irwin Law
Irwin Law, Attorney
Category: Legal
Satisfied Customers: 4666
Experience:  Lawyer & Real Estate Broker, 30+ years, foreclosure, land contracts, inheritance, probate.
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Insurance agent stole money from my account

Customer Question

My friend has like 13 life insurance policies on her and her children, we discovered the agent had been stealing money out of her bank account now that the trust in company is lost can she request all premiums paid be returned so she can go with another company she can trust? Along with money stolen? The agent has done this to a few people since her accusation he was fired but is still selling insurance. The company is trying to settle. For $20,000 that is less than he stole from her.
Submitted: 3 years ago.
Category: Legal
Expert:  Irwin Law replied 3 years ago.

I believe the insurance company might be liable to pay back the stolen money, depending on all the fact; however, it will not have to refund the policy premiums. The reason is that the insurance was in force and would have paid off had she died. The fact that she doesn't trust the company is not grounds for recovery of the premium money.

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