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Tina, Lawyer
Category: Legal
Satisfied Customers: 8775
Experience:  JD, BBA Over 25 years legal and business experience.
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I experienced a flood in a commercial bldg. in NJ in 2007.

Customer Question

I experienced a flood in a commercial bldg. in NJ in 2007. The cause was a water pressure booster pump used by the tenant above me and I suffered a significant monetary loss.The insurance company for the tenant had the equipment analyzed by an engineering company who said that the pump failure and subsequent flooding was due to an electrical surge caused by lightning and therefore attributes this to an act of God and is willing to settle with me for a fraction of my actual loss.The pump in question is called a residential pressure pump and the operating manual wakes reference to domestic installation. I'd like to find out if it is permitted to place this unit in the plenum of a dropped ceiling. There is no record of a permit being issued for this installation.I'm working with an atty., an expert plumber and insurance damage expert who haven't provided these answers at this time.Thank you for your help with this matter.
Submitted: 6 years ago.
Category: Legal
Expert:  Irwin Law replied 6 years ago.
Hello Sierra: This is a bit off of the question you asked, which is not a legal question, but did you submit a claim to your own insurance company? It seems that suing the upstairs neighbor for your damages is the hard way to recover your losses.