Have Legal Questions? Ask a Lawyer Now.
Really only 3 years? Is this info available through the MS courts so that I can raise this as a defense? The judgement is 5 years old & I am guessing they are trying to cross state lines now. What about the wage garnishment?
Filing bankruptcy for this 7.5 year old semi-small loan? No thank you. Looks like they will have to spend their time & money to file suit for wage garnishment in this state. They have refused to send me any paperwork showing the amount owed or the judgement. They state I "have to take their word" that it is due & if I "pay then the loan & judgement will clear." But they will not send a bill or letter showing exactly what's due & what offer they are trying to settle for. It seems that an attorney's office would be able to mail something, just doesn't seem right that they won't or don't.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).