Good evening. Since the check does not belong to your husband, the insurance agent sent the check to the wrong party, and neither party is cooperating, your daughter should send a certified, return receipt requested letter addressed to both of them, explaining that the insurance funds belonged to her, the insurance company has failed to deliver them to her as required, and neither the insurance company nor her ex husband is cooperating in the check getting to the right party. I would tell them that the only innocent party here is your daughter and demand that they remedy this situation within a short specified period of time or you will be forced to pursue legal action, which shall include: i) failure to reasonably settle charges against the insurance company which subjects them to treble damages because they have effectively not settled with the proper party; ii) civil suit against the ex-husband for fraudulently keeping such proceeds; iii) criminal charges against the ex-husband for the theft of the funds; and iv) a formal complaint with the State Insurance Board for the insurer's actions. This should get the appropriate action. If it does not, she should follow through with these actions.
I hope this has given you the guidance you were seeking. I wish you the best of luck!
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The information given here is not legal advice. As all states have different intricacies in their laws, the information given is general only. This communication does not establish an attorney-client relationship with you. I hope this answer has been helpful to you.