I do not blame you for being scared. Unless you actually default on your payments, they CANNOT take your home away. So if they try to foreclose, you need to file in court to stop them with an injunction and you WILL be successful. I do not know why your attorney is not being communicative, but if you should seek another one, I can help you find someone qualified if you'd like. But the crux of the matter is that if THEY stopped accepting payment, THEY are in breach, not you, and you WILL be successful in court if you seek redress from the legal system. It is merely the point of doing so. They also breached a contract
and arguably discriminated against your husband's handicap, both of which are actions that could be added to the suit.
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