TO WHOM IT MAY CONCERN. DATED: November 31, 2010
Re: Presentment, MSA 19.3504, (2) (a) (c); (3) (b)
STATEMENT OF FACTS.
I am a recent victim of identity theft from Canada and it was a wake up call for me. I will be 90 on 12-25-20, and am not a wild, long hair, need a shave, sagging pants, hip-hop youngster.
I decided that I could best protect my Bank checking account by using Promissory Notes (“Sight Drafts” or “Bill of Exchange”) to obtain goods or services that required the holder to forward the non-cash item to me so that I could inspect and verify the content thereof and authenticate the signature after which I would write a check drawn on my Bank checking account and pay by mail the sum due and owing.
The Items were unconditional promises by means of which I promised to pay to the order of the holder a sum certain in dollars on demand or at a definite time period as required by the Uniform Commercial Code
, Commercial Paper. Mich, Stat, Anno. 19.3104 1. (a-d); 2 (a).
Many payees mailed the items to my Post Office Box 215, to make PRESENTMENT and when I was convinced that the item was genuine I would thereupon draw a check on my Bank account and mail it to the payee to make actual and final settlement.
When I would receive such Bank requests at POB 215, (containing the actual item or a copy thereof), I would promptly mail the correct amount on my Bank check; and sometimes the merchants who had made PRESENTMENT would send the evidence (or a copy) to POB 215 and receive from me by return mail payment in full.
On the other hand, many vendors who could speak, read, write and understand English were dilatory, negligent and deposited in their bank accounts the non cash items (Credit Notes) along with the daily accumulated checks they had received during the normal course of the business day.
Please Take Notice that many vendors never PRESENTED the Notes by mailing the same to and payable by me or At, or Through POB 215.
Many Bank employees
, either through lack of training, deliberate indifference, or willful negligence, failed or refused to make PRESENTMENT, i.e., never forwarded the Notes to POB 215, and returned the same to the vendor; sometimes with notations such as “Counterfiet” (sic), “forged”, “falsely made.” or “altered”.
Needless to say, the merchants upon receiving the returned Notes for the second time failed and refused to read the language on the obverse of the instrument and did NOT make PRESENTMENT (send the item or a copy thereof) to POB 215 for redemption
Several Merchants turned the evidence over to the local law officers who also failed/refused to pursue any effort to make PRESENTMENT to or through POB 215, to determine if payment would be coming therefrom.
The local law officers thereupon turned the evidence over to the Prosecuting Attorney as a Criminal matter who also did not make any
attempt for PRESENTMENT and, in defiance of the U.C. C., C. P., issued a Criminal Warrant of arrest!
I have on several occasions had to hire defense Attorneys
to get charges dismissed in Federal and State Courts at great expenses, humiliation, [jailing(s), imprisonment(s)] in derogation and in violation of my Privacy, Civil Rights
, (42 USC 1981, et seq,) Constitutional protections, Commercial Law, and the Due Process of law. e.g., Uniform Commercial Code, Commercial Paper.
I will pay for your time and advice for you to tell and show me the EXACT WORDS I must place on the face of my Notes in order to give me 100% Legal protection and the right to sue for damages any and all persons, Banks, and other entities that have or may in futuro cause me to be deprived of the fundamental right to engage in Contracts
and to be free from the threats and the loss of Liberty, unlawful denial of Commercial Rights, Privileges, and Immunities, based upon the acts or omissions of others.
I truly believe that the provisions of the Uniform Commercial Code, Commercial Paper, place a mandatory obligation upon those who come under the provisions of those laws as made and provided and which have stood the test of time in all of the United States of America, except Louisiana which has a Negotiable Instrument Law of its own…
3729 Long Highway
Charlotte, [email protected]