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What are you trying to request a reconsideration about?
Thank you. The insurance company has a legal right to make a decision about what claims they are going to pay out, even over the objection of the insured. Since I have practiced insurance defense, it is odd to me to hear about an insurance company paying out a claim with little to no investigation--they are usually trying NOT to pay claims--but it is still within their legal rights just the same. Please just let me know if you have any more questions. If not, please don't forget to click on the green accept button in the answer box so that I can receive credit for helping you. It is the only way I can receive compensation for my time and it will charge you nothing further to press accept. Thanks so much.
I actually just found out from my new insurance company that the other party had been awarded the claim. My old company never informed me. That's why I was inquiring as to a reconsideration.
Thank you, XXXXX XXXXX Either way though, they are still entitled under the law to award the other party damages if they so choose. If you dig out your contract with them and read all the really fine print, you are going to find that in there. Again, I am not understanding why they paid out this claim so easily and I am sure it is very frustrating for you when you know you're not at fault. Now, if your insurance amount has changed based on their "investigation" then you can ask for a reduction and if not given to you, you can file for a declaratory judgment and have the court revisit the decision to increase your insurance. I am happy to keep helping you for as long as you need it, so just let me know. Please don't leave before accepting my answer as that is the only way I can receive any credit for my time spent with you. You will be charged nothing further for accepting my answer. Thanks.