I am 4 months behind in my housenote I ask wells forgo for a modiforcation loan the man i talk with on 8-27-2010 told me Texas does not have a modifacation law and in need 8,000 dollars by 8-30-2010 i check around and foundout Texas does this is my home I have no where else to live I been her 28 yrs I have a family here my husband and I are disable I need Help I have no where to live thank you stacey
Optional Information: State/Country relating to Question: United States Already Tried: talked to lawyer filed with the board of house with mortage co
Thank you for the post Stacey, do you have any way of coming close to the $8000 the lender requires?
no but why cant i do a modefation loan
A modification is subject to the lender's discretion. It is not a right, in your case the lender apparently doubts that you would make payments even with reduced payments.
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