You can sue the storage company if they promised via contract
a certain safety or protection that failed or did not work (i.e. alarm didn't go off, etc). DO sue the insurance company, b/c they won't pay you unless you make them. You need to threaten litigation
, or actually sue in small claims
. Let me explain.
Lawsuits are made up of causes of action, in other words, to file suit, you need a cause of action (at least one).
You can file multiple causes of action together. All causes of action have different elements you have to satisfy. For example, “negligence” is proven if there is (1) a duty owned to Plaintiff and (2) the Defendant breached that duty.
It takes too long to explain all elements of each cause of action, but from my knowledge, you have a lawsuit for the following causes of action: negligence, breach of contract
, and fraud.
Some elements of the causes of action different by state due to different evolution of local law, but they are generally nearly identical.
In the end, the small claims court Judge decides whether or not the elements for each of the causes of action were satisfied, and if so, what damages are needed to rectify the situation. Note that if you win, you may also get your legal fees and attorney fees tagged unto the award.
Know, however, that 85% of such cases are resolved with a stern demand letter from your attorney and perhaps a draft petition included with it. That usually scared them to make a deal to avoid litigation. When you hire an attorney, try to hire them on a contingency basis, i.e. they don't get paid unless you do (usually about 33%, or 40% if reward is from trial). I can help you find an attorney in your area who specializes in these kinds of matters if you'd like.
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