If the PT will not re-submit its bill under the code that would allow you to make a co-pay, you should ask your doctor to refer you to a private or independent PT so you can get the co-pay.
The doctor should understand the billing issue and accommodate you in order to allow you to receive the treatment at an affordable rate.
I have learned my lesson for the future; but I don't know what to do about the $800.00 the "Hospital" is charging me.
I have tried to get them to recode their billing, but they said that they are not a clinic, they are a Hospital, so can not adjust the billing.
Hospitals are very smug - and partly with good cause. They get stiffed SO much by people that cannot pay that people like you and me get charged more than we could have been charged had they used a more favorable coed - it is not illegal, but it is a way hospitals try to make up their losses.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).