How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Steinlaw Your Own Question
Steinlaw, Attorney
Category: Legal
Satisfied Customers: 1811
Experience:  8+ years as an insurance adjuster, 7+ years as a personal injury and consumer law attorney
Type Your Legal Question Here...
Steinlaw is online now
A new question is answered every 9 seconds

I have had a credit card company mail me a first class envelope

Resolved Question:

I have had a credit card company mail me a first class envelope with a fake legal court document of a judgement proposal. This same credit card issuer has also received a previous cease letter but stills continue to call my home and cell numbers. Is there any previous cases held in a federal court or a Virginia court that has rewarded a substancial punitive damage against a credit card company for these partices?
Submitted: 6 years ago.
Category: Legal
Expert:  Steinlaw replied 6 years ago.
I am sorry you are going through this.

You have a good case under the FDCPA - the Fair Debt Collection Practices Act. However, under that Act, you cannot recover punitive damages. Your damages are limited to $1,000 per violation plus attorney fees or actual damages as proven at trial.

Good luck.
Steinlaw and 8 other Legal Specialists are ready to help you

Related Legal Questions