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If you had an agreement with the auto body shop that they would pay for the rental if your insurance did not, you cannot tell the insurance company to look to the auto body shop for payment because the insurance company was not a parsty to that agreement. If the insurance company does not pay for the rental, you should assert your rights under the agreement you have with the auto body shop and ask them to pay. I they do not pay, you can sue them under that agreement.
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