Not if the collector knows your name and telephone number and could have contacted you directly. When contacting your family members including minors or neighbors to find out how to locate you, the collector:
Contacts with a spouse, the parent of a minor, a guardian, co-signer, executor, or administrator are considered the same as contacts with the debtor under the FDCPA.
Since they have your address and phone number they should be sued under the fair debt collection act, you could sue them for upto $10,000 for the violation.
They did not say they were collecting a debt they just left a message asking them if they knew me to have me call them.
They know my name address and telephone number. They also leave messages on my answering machine.
Did they violate my privacy?
yes, their is no reason for them to call, as they have all your information already.
How much would it cost for me to hire you? To sue for the remember of my loan?
we cannot take cases, but in your local area contact a debtors attorney, below is a list of CA attorneys who may take your case.
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