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P. Simmons
P. Simmons, Attorney
Category: Legal
Satisfied Customers: 32818
Experience:  16 yrs. of trial experience
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how do i put a judgement on someones credit report who refuses

Resolved Question:

how do i put a judgement on someones credit report who refuses to pay a civil claim I won against them?
Submitted: 6 years ago.
Category: Legal
Expert:  P. Simmons replied 6 years ago.
Thanks for the chance to help. I am an attorney with over 12 years experience. Hopefully I can help you with your legal question.

The easiest way is to turn this over to a collections agency...they will take a percentage of the money received...but they have the power to report directly to the credit reporting agencies.

Please let me know if you have further questions; if so I will do my best to answer them. If not please hit the accept button, its the only way I get credit for my work.

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Customer: replied 6 years ago.
So the collection agency will pay me a percentage of the total judgement plus interest
Expert:  P. Simmons replied 6 years ago.
Yes, that is give to them and if they collect, they keep some and give the rest to you. You can negotiate what % this is.

Customer: replied 6 years ago.
ok so i dont get my money upfront from them?...Can I do that and still use other actions to collect?
Expert:  P. Simmons replied 6 years ago.
SOME give you upfront...typically a small amount (like 10% or less). Most operate that they pay when they get paid...and they give a higher percent 40% or more.

Customer: replied 6 years ago.
..and i can continue with other methods of collection as well?
Expert:  P. Simmons replied 6 years ago.
No, once you sell, you loose the right to collect
Customer: replied 6 years ago.
What are the other alternatives to having it show up on credit report without loosing my rights
Expert:  P. Simmons replied 6 years ago.
None, unless your a landord and this stems from a rental. Otherwise, there is not a way for you as an individual to place an entry onto anohers credit report.

P. Simmons and 3 other Legal Specialists are ready to help you