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If insurance is required in your state, she can be cited for driving without insurance. If that occurs, she will likely lose her license. The length of the suspension depends on your state. In many states, it is 30 days. In such cases, often I have been able to negotiate resolutions where the conviction and license loss is avoided. Generally, it requires acquiring insurance and providing proof that you have it now, and paying any restitution to the other driver for any damages.
You would be wise to consult and retain a lawyer in your state.
No. The officer likely asked your daughter to provide proof of insurance. If she cannot do so, she will receive a citation with a court date by mail in most cases.
That opens up some opportunity to avoid charges altogether. It is unfortunate that the other party reported it before you could seek resolution.
You will likely receive a notice from the DMV seeking insurance information.
No. You will be notified by mail.
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