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I expected that this was a legitimate overpayment since I did everything that was requested of me as per the attorney representing Metlife/me. And since the attorney also fulfilled their obligation to Metlife and reimbursed the 'backpayment' to Metlife. Naturally when I received the letter stating it was an "overpayment" and I was entitled to a refund, I assumed that the deposit that Metlife refunded me was mine to keep and would like to do so.
Metlife called today and said they "sent me a letter in error stating that I overpaid them and was due a refund, and that they also inadvertently credited my bank account in error"