Ask a Lawyer and Get Answers to Your Legal Questions
Hi - I practice in Mississippi.
You're right that the easement has nothing to do with the loan closing if it was not addressed before you signed the loan documents.
As for your neighbor having the lines re-drawn, there must be a conflict with the deeds to each of your properties. Occasionally, legal descriptions do overlap. This is generally due to the fact that when sections were being laid out all over MS and the entire US, men were blocking off the areas with a chain and pole - now GPS is used. GPS is more accurate, and the different tools produce different results.
If you want to fight the guy on this, you'd have to get a survey done and then file a lawsuit to quiet and confirm title to the property in chancery court. If you want to do that, you should speak to a local attorney.
As for the loan, if you were defrauded, you should contact the Mississippi Department of Banking and Consumer Finance (http://www.dbcf.state.ms.us/) about Countrywide's actions. If they find fault, you will already have the ground work laid to sue.