How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask INFOLAWYER Your Own Question
INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
Satisfied Customers: 53813
Experience:  Licensed attorney helping individuals and businesses
11313492
Type Your Legal Question Here...
INFOLAWYER is online now
A new question is answered every 9 seconds

Due to unforseen consequencies we became way behind on our

Resolved Question:

Due to unforseen consequencies we became way behind on our credit cards. We hv paid off 3 and owe 1 more. We tried to settle or work something out but they either wanted paid in full or hugh payments we could'nt afford. They hv now served us with a summons to appear in court for payment in full along with penalties and interest. This debt is a little over 3 years old. The debt agency we're working with tried to settle with them and they refused about 2 months ago so we used the accumulated money to settle the 3 credit card.
Any advice would be very useful.
Submitted: 6 years ago.
Category: Legal
Expert:  INFOLAWYER replied 6 years ago.
What do you want to know?
Customer: replied 6 years ago.

What do I need to do now. I can't afford what they're asking, but I can give them something each month. Just not the $3-400 they want. They wouldn't even consider anything less. How will this law firm go about trying to collect this debt?

Expert:  INFOLAWYER replied 6 years ago.
You need to try to work out such a payment plan. You cannot force them but they cannot collect what you dont have. If there is a lawsuit it is often easier to settle in court before the judge.
INFOLAWYER and 7 other Legal Specialists are ready to help you

Related Legal Questions