The issue here is that once the suggestee execution has been granted, there isn't much to be done other than paying off the debt. You can petition the court to alter the amount taken from each paycheck (presumably it is a lien on your wages), but you are going to have to show considerable need. If you can't afford to have the amount owed taken out of your paychecks, then I would (1) Contact the creditor to see if something else can be worked out, and if not (2) Hire an attorney to petition the court to alter the amount of each payment due to need on your part. Unfortunately, at this point you already have a judgment against you and a lien in place, so I would take the following steps immediately. For a referral to an attorney in your area of West Virginia, contact the West Virginia Bar Association HERE.

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Presumably, at some point you or your wife were sent a collection demand, because the creditor would have had to have proven to the judge that attempts to collect were made. However, if you truly were not given a chance to pay the debt, the steps listed above would still be your best bet. Contact the creditor to see about paying the debt, and if they are unwilling to work with you, then petition the court (preferably with the assistance of an attorney) to have the payments altered.

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