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HelloCustomer His estate may own the car, but both his estate and you are liable on the loan. Therefore, If the loan isn't paid by one of you, GMAC will repo the car, sell it and sue both you and the estate for the deficiency. They may or may not sue the estate though, depending on how quickly they find out about it. You can file a contingent claim in his estate for contribution to the deficiency payment, if any. Logically, whoever is going to keep the car should agree to make the payments, or better yet, to refinance it and pay off GMAC. Don't let them stick you with the payments while someone else keeps the car.
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