The easiest way is to read your policy
of coverage and provide notice to your insurance
I will warn you that your insurance company generally has a right of recovery for damages you suffered but were caused by a third party if you have been previously covered by an additional policy (most insurance policies provide clauses that avoid double recovery). The insurance company may also pay any medical providers that have placed a medical lien against any insurance proceeds.
You may also wish to consult with a local Personal Injury
or Business/Transactional lawyer to read your contract
. Many of these attorneys will offer free consultations, and while they will undoubtedly want more information from you, they will be in a better position to analyze your situation.
I hope this helps.
DISCLAIMER: Although I am an attorney, absent a signed retention and engagement letter, I am not your attorney. There are no exceptions to this rule. Moreover, you shall not rely on the information I am providing you, as it is only for your general knowledge and educational purposes. Indeed, my analysis is always based on the laws of Georgia, and your jurisdiction might have substantially different laws and requirements. As such, you should always contact an attorney that practices in your local area.