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I received a credit card and changed my mind. How do I cancel

 
 
 

Customer Question

I received a credit card and changed my mind. How do I cancel it? Do I have to pay the fees?

Submitted: 1003 days and 4 hours ago.
Category: Legal
Status: CLOSED
 
 
 
 
 
 

Optional Information

State/Country relating to Question: Nebraska

Already Tried:
The bank has a non-use inactivity closure statement that says the account will be automatically closed if not used within 50 days' deliquency, and all fees will be reversed, providing I've never used the card or made a payment.

 
 
 
 
 
 
Posted by Ely 1003 days and 4 hours ago.

Response From Expert

Christina,

Is the credit card from the Bank or from a company such as American Express?

 
 
 
 
 
 
1003 days and 4 hours ago.

Customer Reply

First Premier Bank

 
 
 
 
 
 
Posted by Ely 1003 days and 4 hours ago.

Response From Expert

Is this the actual bank that you belong to?

 
 
 
 
 
 
1003 days and 4 hours ago.

Customer Reply

no

 
 
 
 
 
 

Accepted Answer

All you have to do is call them and tell them you want to close the credit card.

Now they MAY decide to charge you some fine print fee, but I would advise this: If you say that you suspect that your identity was stolen and you are closing because of this, banks and credit cards sometimes wave said fees. Especially if you ask them to.

Note, I am saying this in case you are such a victim. Ahem.

Best of luck in your matter! I'm here if you need any more clarification or follow up info.

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Expert: Ely
Pos. Feedback: 99.1 %
Accepts: 15070
Answered: 8/25/2009

Counselor at Law

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

 
 
 

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