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Based on the date of last activity, statute of limitations is enforced on all kinds of debt. Check the date when your account last became delinquent. In Florida, legal collections are taken place within 5 years. Once the debt is out of the SOL period, you won't have to bother paying the debt. Remember, if you make any payment or sign any written agreement, the SOL will be renewed from the beginning.
I do not know what took them so long, but this is beyond the statutes of limitations so I would not pay it.
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