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I was married to a man 20 years ago that passed away last month, according to the current wife he never changed his insurance policy or benifit information can the current wife have my name removed off all the document including the insurance policy?
Response: No, the current wife cannot. In any event, the insurance company will not allow it.
Life insurance is a third-party contract: a contract between the Insurer, the Insured and the Beneficiary. At the passing of the Insured (your former husband), the policy is paid to the name Beneficiary (you) on the policy. It does not matter that he was married when he died. The Beneficiaries of the life insurance policy are the only ones to receive the death benefits upon the passing of the Insured. In any event, she is entitled to nothing and more importantly the insurance company is only going to be writing a check to the named Beneficiary (you) on the policy..
Attorney-at-Law
Licensed in Massachusetts and New York