Recent Feedback
I have a 2001 Nissan Altima that was hit on private property by an 18 wheel truck while parked. They are insured by Northland, but they sent ot apraiser for travelers insurance today who totaled my car out at 4675.00 The market value as he stated. After doing my own market research I learned that the local market value for my vehicle averaged at about $6200. The accident was clearly not my fault. My car is paid off. I feel like I am getting taken for a ride by this guy, no pun intended. What can i do to get what its worth and to help this situation. Also what are the laws about keeping the damaged car after its been totaled. The guy told me if my car was a 2000, I could've kept it for salvage. I think the statute ,may be 9 years, however the 2010 models are out and mine is an '09. You do the math. Thanks for any advice you can give.
Optional Information: State/Country of Question: Illinois Already Tried: Tried to find local retail value on the same make and model of car with mileage. Going through the at fault drivers insurance. email at XXXXX@XXXXXX.XXX
Consider filing a lawsuit. The exposure to a litigation may raise the offer. But as this would be done through counsel and presumably on hourly or contingency fee, the benefit at best will be lost on legal fees. Consider making a counter offer through counsel.
That answer was helpful, but a bit predictable. We had already considered that. Do you know about the other part,what the statutes are for the salvaged car being able to be kept by owner and not taken by the insurance? I really wanna give you this money. My husband also has a problem. After an account (credit) was closed/paid off in 1999 with providian, he just recently received a summons in the mail, saying that there was an outstanding debt of 2300.00. Ten years later. Is there a statute of limitations on this? This has never appeared on his credit report and he has never been contacted previously by this companny Blitt & Gaines (il). Seems fishy. We don't have alot of money and we just need help. we will pay you the money though for sure.
10 years after the fact the claim would be time barred if there is no judgment. You can ask for proof of debt per the fair debt collection practices act.
Experience: Licensed attorney helping individuals and businesses