Recent Feedback
My husband knowingly signed for a loan of a young lady pretending to either be me or a family member. When I atempted to get credit to buy a card, My credit report showed adverse entries because her address was listed as my former address causing reports to get crossed. My husband was notified and he admitted tht he had cosigned fo her, not once, but twice and on both occasions, she was delinquent, leading him to payoff the accounts. What can be done abount falsifying the document and relationship to the consigning partner. I am furious. I have checked info on the internet and sure enough, she is listed as a relative. MWood
Optional Information: State/Country of Question: Virginia Already Tried: I called credit reporting to get any incorrect addresses off my credit report. I called Bank of America and visited to see if I might get information on any accounts my husband has that I wasn't aware of, either joint or individual because we are still married. The bank refused to give me the information. I also talked to my husband about the account/s and he admitted that he had done this and did know this person, and was aware that she poased as a relative and he continues to be involved with her.
I think the first question you need to be concerned with is whether you mind your husband being criminally prosecuted. The reason I say this is because it appears he is guilty of participating in Fraud. When this woman filled out applications using your information. That was fraudulent. When your husband helped her, he committed fraud as well. Assuming you are okay with him being prosecuted, you can contact all the entities involved, whether credit card companies, retail stores or credit reporting agencies. Additionally, you can contact your local law enforcement agency. They would want to know all the information you posted above. After investigating, it is quite probable they would arrest the woman and your husband. Once that occurs, you could provide the police reports and court orders to all the entities involved. This would most definitely help you clear up the discrepancies on your credit reports. If you do NOT want your husband to be prosecuted, your options are severly liimited as you would need to attempt to avoid mentioning his involvement to anyone. I hope you found my answer helpful. If so, please click on the green ACCEPT for my answer. This is necessary for me to be paid for my work and so that I can get credit for assisting you. Your question will not close, and you will still have the opportunity to follow-up if needed. Leaving a bonus and positive feedback is not required, but doing so is certainly appreciated! Thank you and good luck!
Experience: I have 15 years experience in the legal field, currently specializing in criminal and family law