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My husband died without enough insurance for me to keep our home. I am currently up to date with the payments, but soon I will not be. I would like to know if I go into foreclosure can my pension be garnished or my social security?
Optional Information: State/Country of Question: Missouri Already Tried: Nothing. I know we owe more on the house than it is worth and it is too big for me to stay here alone.
Hello, and thank you for allowing me the opportunity to assist you. First, let me say how sorry I am for your loss. Your SS payments cannot be garnished, but it's possible that your pension could be. What type of pension is it?
I am a retired school teacher of the KCMO School District
I'm happy to say that teachers pensions are exempted from garnishment in Missouri. You can see the specific statutethat protects your pension here: http://www.moga.mo.gov/statutes/C100-199/1690000090.HTM Have I satisfactorily addressed your concerns? If not, then please feel free to ask for clarification. If the information that I provided was helpful, then please remember to click the green accept button so that I will receive credit and compensation for my time. Positive feedback is always appreciated as well. Thank you and good luck! DISCLAIMER: Please be aware that only an attorney licensed in your state is authorized to advise you in legal matters, and that the limitations of this setting may prevent your legal issues from being thoroughly addressed. Accordingly, please understand that (1) by answering your question(s) I am not acting as your attorney, (2) my answer(s) should be construed as general information only, and (3) our discussion is not an adequate substitute for an in-person consultation with an attorney.
Experience: Licensed in Virginia and Maryland