Recent Feedback
If a creditor charged off an outstanding balance in Feburary 0f 2007 and I payed a settlement in June of 2009 can they charge off the remaining balnce again on my credit report?
Optional Information: State/Country of Question: South Carolina Already Tried: Credit protection sevice and disputes with equifax which they closed before the got my reciepts.
Response: No, they cannot charge-off the same account twice. The only thing that should now appear on your credit report after the original charge-off is a notation that the account has been paid off/settled.
Experience: Licensed in Massachusetts and New York