Recent Feedback
I was contacted by a collection agency today that stated Guru.com has turned over their bill of $894 for collection. I have not used Guru.com since Oct 2006 and have several files of emails detailing the situation leading up to this issue. The botXXXXX XXXXXne is that Guru received the funds from my employer and made them available for withdrawal. After I withdrew the funds they sent an email explaining that the employer, my client, check or draft had bounced and then gave me a negative balance stating that I owed them the money. I explained that previous clients had paid by check and Guru withheld the funds until the check had cleared, before making it available to me. They still stated that I owed them the money and to contact the employer for a refund, but would not provide me the information to collect. I have the details, if you think I have been wronged. Basically they got stiffed and passed that on to me. Do I have any recourse to protect my credit report?
Optional Information: State/Country of Question: Georgia Already Tried: I have contacted Guru.com and explained the lady that contracted my services was a Fraud and did not work for the company registered with Guru.com. I have pasted an excerpt from a reply email - listed below: From Guru.com Please note that we do not believe you to have done anything fraudulently. We do know, however, that the owner of the bank account, that was used to make the e-check payment, has made a claim that the payment of $894.30, was not authorized. Please read the following statement from Section 9.B. of our Terms of Service: "You agree and acknowledge that Guru.com's obligation to pay you any Payment (less applicable Service Charge) is expressly conditioned upon: a) Guru.com's receipt o f Payment from the applicable Company..." Payment was sent to us by the employer, however, because it was pulled back from us, the receipt of it no longer exists. In these rare cases, we must pull the funds back from the professional.
If the claim is against the employer, and not you due to the agreement being between them, you can challenge the claim on that basis. If you were obligated and the employer was to pay and did not, consider paying it and then having the employer pay you back to avoid a marking on your credit.
Guru is asking me to pay because they could not get the employer, my client, to answer their calls. If I understand you correctly they mad the claim against the employer first and I should use that as a basis for my continued dispute?
My point is that the claim is a contractual one. The privity of contract as I understand it is between the employer and them. Not between them and you unless you directly and independently transacted with them. Accordingly they should pursue the employer, not you.
Experience: Licensed attorney helping individuals and businesses