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Depending on what you are drafting, all that really needs to be done is for both parties to sign it. In any situation where a contract MUST be in writing it can still be pretty simple as long as it is signed by the person against whom it is asserted. Obviously the more detail you can include the better, but some evidence of an agreement is powerful evidence that some sort of agreement existed.What are you trying to create?
So you aren't really separating, you are just separating property? Is this more in the flavor of a post-nuptial agreement?
Yes it helps....did not think this could be considered insurance fraud.