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You need both. The POA for health care is just for making decisions relating to the medical needs of the ward. The regular Durable POA is for handling of financial, and business aspects of the ward.
You can see a sample at: http://www.medlawplus.com/forminfo/durablepowerofattorney/sample/Coloradopoa.pdf
scroll down passed the advetisement and price You will see the form and instructions.
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