They will if you reported the accident to them after it occurred, and may under other circumstances. If you took pictures of the other car on a cell phone after the accident it would help, and if you had your car repaired, it is possible that the car shop or claims adjuster can say that based on the damage to your car the damage there is no way that you could have caused all of the damages claimed. Even if you did not have your car repaired, an experienced car man may be able to determine that the damages claimed cannot have been caused by your accident.
If you have not done so already, you need to file a report immediately with your carrier immediately about the accident. Be prepared for the carrier to not be happy, because it will be more difficult to defend the claim now than it would have been if you had reported it then.
I hope this answers your questions. Please click Accept so that I may be credited for my assistance. Thank you and good luck.
It could be through yours, the owner's or both. A car is considered a "dangerous instrumentality" and the owner is liable for the negligence of anyone they allow to drive it.
If you wish to keep your friend out of it, you can ask that the other person get three estimates from repair shops you recommend.
If they complain or say we already got an estimate, say that you think the estimate is high and want more than one opinion. If it is a grift, the other party may be in cahoots with the body shop. At the same time, there is nothing to prevent you from speaking with the body shops that you recommend about what occurred and showing them your car so they can see that it could not have caused the damage claimed.
I hope this helps. If you have further follow up questions, please advise. If I have answered your questions, please click Accept. Thank you.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).