Thank you for submitting your important legal issue to Just Answer. I am pleased to have the opportunity to provide you with an honest and easy to understand answer to your question.
I am an attorney licensed in the State of Texas. The following information is a brief answer to your question. However, if you feel that you need further information or that you have other insights which might help me in providing a better answer, please feel free to write back.
You can definitely sue a facility for more than they have in insurance. If you obtain a verdict
for higher than the policy
limits, then the facility is directly responsible to pay the remainder. In many states, there is a doctrine that holds that if the insurance company does not offer a settlement for their policy limits within a limited time frame, the insurance company will have to pay the full value of the verdict at trial if it exceeds the policy limits.
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The information provided is general in nature only and should not be construed as legal advice. By using this forum, you acknowledge that no attorney-client relationship has been created between you and Zachary D. Norris or The Norris Law Firm. For complete legal advice and representation
, you should consult with an attorney licensed to practice in your state.