I had a credit card that is over 10 years old i paid with a small balance of $400. The company went bankrupt. Now a new company took over and file a judgement against me for the balance. What do i do?
Optional Information: New Jersey Already Tried: This is my first trial. By-the-way the credit card is no longer active. I think I shread it a long time ago.
If the old bank had a judgment against you, they could have re-filed the judgment and it would have lasted more than ten years. In that case they can continue to try and collect the judgment. Make a deal and pay them off.
I do not know if the old bank had a judgement on me or not and i had no contact with these people this is the first time i am hearing from them. As a matter of fact I just receive the judgement and have not responded as yet. I have no idea who they really are.
If you received a judgment, they have a judgment.