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Attorney & Mediator
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My daughter purchased a new automobile. Her old car did not

Resolved Question:

My daughter purchased a new automobile. Her old car did not cover collision. On her way to the insurance company to register the car, she got in an accident. She drove the car for approximately 20 minutes prior to the accident. Is she covered?
Submitted: 7 years ago.
Category: Legal
Expert:  Attorney & Mediator replied 7 years ago.
It all depends on the type of insurance policy she has. Majority of the time, the existing insurance policy on her old vehicle will cover her new vehicle until it is registered, coverage is generally liability, not collision. So although she may have coverage for the new vehicle, it may not have collision if her existing policy did not collision. Again, she needs to read the terms of her current insurance policy to see what coverage she had because each company sets their own rules. But her existing insurance should carry to the new car as most car dealers will not release a new car without proof of insurance.


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