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The new mortgage begins with "Definitions one of which is "Borrower" which list only my wife as the borrower. My name is XXXXX XXXXX at the end ofthe document stating the following "The undersigned, (my name), who is the husband of the borrower, has executed this Mortgage on the date first above written for the purpose of hereby releasing his right and expectancy of dower in said premises."
I am not on the deed which we changed several years ago from the both of us to just my wife. We did this because of me having a business which we don't have any longer.
We both have considerable equity in the property.