when someone is owed overdue child support, they can garnish wages, put a lien on bank accounts, or seize tax returns. The person who owes child support can change bank accounts, but if the other parent or the enforcement agency has your social security number, they can just seize assets from any new account.
There are certain exceptions to the assets that can be seized or liened in most states (such as the home that you primarily reside in), but if your name is XXXXX XXXXX the chances are that they can grab it. The best thing to do is oftentimes to speak with the other parent/enforcement agency directly and work out a repayment schedule; doing so can prevent the unexpected seizure of assets. Best of luck.
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if I were in your position, I would start by calling the other parent. I would be very cautious about putting something in writing. Also, keep in mind that some parents are willing to lower the amount due for a quick payment. For example, you might want to say "I'll pay you $5,000 next week if you forgive the rest of the debt." But I digress... try contacting the other parent first; if you reach an agreement, contact the enforcement agency together.
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I have no opinion about closing the checking account and I don't have enough knowledge to speculate about the unemployment lien. I would guess, however, that your tax return is definitely vulnerable to seizure.
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